money
The Inconsistent Mother
One minute my mom is presenting me with lavish gifts, the next criticising me for my lack of thrift. What is going on here? -- Bob in Bloomington
Dear Bob,
It's called menopause. Forgive your poor mother if the hot flashes cloud her judgment. I suspect inconsistency will rule for the time being.
You could always aim for logic and refuse to accept expensive gifts (on the basis of thrift and necessity). It's a matter of how much you're willing to depart with fun gifts.
-- M
The Overbearing Family
As Christmas nears, I feel like my family is pulling me in a million directions -- presents, travel plans, you name it. I'm overextended as it is. What can I do? -- Billy in Brisbane
Dear Billy,
Tell your family exactly what you told me. Two sentences. That's all it takes.
Most of those close to us -- family, friends, co-workers -- have no idea they're asking too much until you tell them.
If by "overextended" you mean financially, do not feel embarrassed to tell them so! It's entirely smart to know your limits and stay within them. And there are many thoughtful, satisfying presents you can give that require little-to-no cost.
Sit down. Breathe. And let your creativity flow.
-- M
The Cell Phone
I really want a phone but my dad is refusing -- saying it's going to be expensive! What shall I do? -- Megan in Montana
Dear Megan,
There is certainly a case to be made for equipping teenagers with mobile phones these days -- none more convincing for a parent than the ability to keep tabs on a child, or the ability for a child to call for help when in trouble. (Imagine the old days when our cars broke down by the side of the road and we either had to walk miles for help, or rely on the kindness of strangers.)
There are many cheaper plans out there today -- including pre-paid or pay-as-you-go plans.
And in many cases after rebate, you can receive the mobile phone itself for free.
Continue this conversation with your father -- sit down, do the research together, talk through what you want and why, and be prepared to compromise. You may not get that $400 phone you want ... or full picture texting capabilities ... but a cheaper, more affordable phone and plan is better than no phone at all.
-- M

